Knowledgebase Article number 40412 states that When summary information total amount is used, this is a total given based on the parameters. If they have given no gifts, then their total will be zero regardless of the option selected to exclude zero amount gifts. This should be changed to give an option of the field being blank in the export file.
Asked about this years ago as the $0 total for a fund implies they said no to giving when in most cases they were not even solicited. Would love to see this changed. Unfortunately, not holding my breath.